Sam Naha NMLS# 1861167
Loanguru Mortgage NMLS# 2439615
Loanguru Mortgage NMLS# 2439615
W-2 or self-employed? Join this FREE 60-minute live Zoom masterclass with licensed mortgage broker Sam Naha and get the exact buyer-ready roadmap — including low-down options and CA programs that may provide up to 5% toward your down payment.
● Live Q&A + limited seats — claim your spot now
Check your email for the Zoom link and calendar invite.
We'll see you live on Thursday!
No fluff, no sales pitch overload — just the honest roadmap California first-time buyers need to actually close on a home.
Learn the real numbers — income, debt, and credit profile — and how lenders estimate what you qualify for in today's California market.
How lenders evaluate credit, what impacts your rate, and practical steps to strengthen your profile before you apply.
Programs that may help cover part of your down payment and/or closing costs — including options up to 5% for eligible buyers.
Pre-approval → Offer → Escrow → Keys. Every step explained so you know exactly what to expect and never feel lost.
Avoid the errors that delay closings, cost thousands, or kill deals — from hundreds of real California transactions.
Get your personal situation answered live. Bring questions about income, credit, loan types — nothing is off limits.
Whether you're just starting out or you've been turned down before — this masterclass meets you where you are.
You want to build equity and stop overpaying for housing — but you need a clear, realistic plan
You're not sure how much home you can afford or what credit score you need to qualify
You're W-2 or self-employed (1099/gig) and want to know what loan options you actually have
You've been told "no" before and want to know how to actually get approved in 2026
You want unbiased expert guidance with zero pressure and no obligation whatsoever
You live in California and want to understand the specific loan programs and local market
Sam Naha is a California-based licensed mortgage broker dedicated to helping first-time homebuyers navigate one of the most complex — and rewarding — financial decisions of their lives.
With Loanguru Mortgage, Sam has helped hundreds of California families secure financing they never thought was possible. He's known for breaking down complex mortgage concepts into plain English, connecting buyers with down payment assistance programs, and fighting for the best possible rates.
Clients consistently praise Sam for being communicative, non-pushy, and genuinely invested in their success. This free webinar is his way of giving back — pure education, zero strings attached.
Don't take our word for it — here's what real California homebuyers have experienced working with Sam and Loanguru Mortgage.
Sam is an excellent professional. Right from the start he has been very polite, communicative and gave us all the needed details without being pushy or aggressive. His support staff is also great at processing the loan promptly. Highly recommend!
Sam's guidance on how to improve credit score (the secret for better rates) and his overall ability to get us the deal that others couldn't — certainly deserve a five-star review. He came across as an expert professional and did an amazing job.
We are absolutely delighted by the way Loanguru handled our entire transaction — not 1 but several! Amazing customer experience every time. We've already referred him to friends. You are in good hands if you work with Loanguru aka Samit!
Sam managed to secure me the lowest possible rate for my investment property that no one could beat. He turned what could have been a stressful process into a seamless experience. Sam's commitment to client satisfaction and outstanding expertise truly sets him apart.
We were in real hurry and the loan got approved in 15 days — which was unexpected and amazing. We recommend his work, professionalism and sincerity! Sam is highly professional and took the best care of our requirements.
Sam was SO great to work with. From the beginning, we felt like we were in good hands. We spoke to a couple other lenders but the Loanguru team really worked to find us the best rates — we will be working with them again!
Choose the next live session and get the buyer-ready plan for W-2 and self-employed buyers. Zoom link + reminders sent instantly.
Free. No credit card. No catch. California residents only.